What will you as a disbeliever say on judgement day?

Are you never afraid of God's judgment in denying him?

"Most certainly not. I also deny Zeus and Jupiter and Odin and Brahma, but this causes me no qualms. I observe that a very large portion of the human race does not believe in God and suffers no visible punishment in consequence. And if there were a God, I think it very unlikely that He would have such an uneasy vanity as to be offended by those who doubt His existence."

-- Bertrand Russell, "What Is an Agnostic?"